Taylor Swift unexpectedly deleted her post about how happy she was to receive a bouquet of flowers from Irish fans U2 as she prepared for her Dublin tour stop. Her manager revealed that they discovered it was not just a bouquet from fans but something more TERRIFYING, forcing Taylor to destroy it to avoid any complications! feeling the Irish hospitality’ after rock band U2 gifted her a sweet bouquet to wish her luck ahead of her gig.

The American singer, 34, is currently on the Dublin leg of her Eras tour, and on Friday she will perform at the Aviva Stadium.

She will mark her first Dublin show before heading to Amsterdam the following week.

And Taylor appears to be loving her time in Dublin already as she took to her Instagram story on Friday to share with her followers a gorgeous snap of a bunch of pastel flowers.

Alongside the bouquet, was also a handwritten card by members of the band.

The sweet message read: ‘Dear Taylor, Welcome back to our hometown… leave some of it standing?!!!! Your Irish fan club, Bono, Edge, Adam and Larry.’

Taylor captioned the sweet snap with: ‘Already feeling that Irish hospitality!! @u2, thanks for always being the classiest & coolest (Irish flag).’

As Taylor prepares to kick off her gig in Dublin, eager fans were pictured waiting outside of the stadium and all were dressed to impress.

A plethora of pink feather boas, cowgirl hats, and sequin ensembles were spotted as fans patiently waited to enter the venue.

The hit singer, who regularly breaks records, played the 100th show of her Eras Tour at Liverpool earlier this month, the first of three back-to-back shows.

Taylor said she broke the stadium’s attendance record.

The previous record was 61,905 fans for an FA Cup fourth-round tie back in 1952.

‘Thank you to everyone who came out this weekend (you broke the all-time stadium attendance record!!) AND thank you to everyone who has come to any of the shows on The Eras Tour. It’s been the adventure of a lifetime because of you.’

It comes before Daily Mail revealed on Friday that Taylor is already working on new music for 2025 and has plans to tour again in 2026.

She has had an incredibly hectic year with her 152-date Eras tour and the release of The Tortured Poets Department.

However, both have not stopped her from already working on new music as insiders revealed she could be releasing more songs early next year.

Speaking to DailyMail.com, insiders have claimed she has been writing new material while on the road – which could see her address the controversy surrounding her alleged rivalry with Charli XCX.

‘Taylor is working on a new record which is due out in 2025 followed by a new tour in 2026,’ an insider told DailyMail.com. ‘

‘She is heavily inspired by all the new experiences she is having on the Eras tour and has been quietly writing songs backstage.’

‘Contrary to what some say, she loves artists like Charli XCX so those who have heard some of the ideas say she is paying attention to what is hot right now and will use that as inspiration.’

Taylor’s TTPD – her 11th studio album – has maintained the No.1 position on the Billboard 200 chart since its release on April 19. A double album edition titled The Anthology, which contained 15 bonus tracks, was surprise-released digitally two hours later.

However, some critics have suggested her chart success could be a result of the periodic release of variant and extended editions to keep sales and streaming figures high.

In total, she has now put out 37 versions in two months.

Taylor is currently on the European leg of her Eras Tour, which saw her boyfriend Travis Kelce join her on stage on Saturday night, one day before a cavalry of stars – and royalty – descended on London’s Wembley Stadium for her takeover.

The 152-date tour has smashed records, surpassing the $1 billion mark to become the highest-grossing of all time before it was even halfway finished.

Taylor Swift: The Eras Tour was crowned the highest-grossing concert film of all time when it hit theatres back in October.

It also broke a Disney+ record for the most-streamed music film after just three days, tallying up a collective 16.2 million hours in its opening weekend in March.

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Source: New York Post

Understanding Deductibles in Insurance

What is a Deductible?

A deductible is the amount of money a policyholder must pay out-of-pocket before an insurance company begins to cover the remaining costs. Deductibles are a fundamental component of most insurance policies, including health, auto, home, and business insurance.

How Do Deductibles Work?

When you file a claim, you are responsible for paying the deductible amount. Only after this amount is paid will the insurance company pay for the covered expenses exceeding the deductible. For example, if you have a $1,000 deductible on your car insurance and incur $3,000 in damages from an accident, you would pay the first $1,000, and the insurance company would cover the remaining $2,000.

Types of Deductibles

Fixed Dollar Deductible

: This is a specific amount you must pay each time you file a claim. It’s common in health and auto insurance policies.

Percentage Deductible

: In some cases, particularly with homeowners insurance, the deductible might be a percentage of the insured value. For instance, if your home is insured for $200,000 and you have a 2% deductible, your out-of-pocket cost would be $4,000 before insurance covers the rest.

Per-Claim vs. Annual Deductible

:

Per-Claim Deductible: You pay the deductible every time you file a claim.
Annual Deductible: Common in health insurance, this deductible resets each year. You pay out-of-pocket until your total expenses reach the deductible amount for the year.

Why Do Deductibles Exist?

Cost Control

: Deductibles help keep insurance premiums more affordable. Higher deductibles typically result in lower premiums because the policyholder assumes more initial risk.

Reduced Claims Frequency

: Deductibles discourage policyholders from filing small or frivolous claims, reducing the number of claims an insurer must process and pay out.

Shared Responsibility

: Deductibles ensure that policyholders share in the financial responsibility of their care or damages, promoting cautious behavior and maintenance of insured assets.

Choosing the Right Deductible

When selecting an insurance policy, choosing the right deductible is crucial. Here are some considerations:

Financial Ability

: Assess your ability to pay the deductible in case of a claim. A higher deductible can lower your premium but may be challenging to pay if an incident occurs.

Risk Tolerance

: Determine how much risk you are comfortable assuming. If you prefer lower out-of-pocket costs during an emergency, a lower deductible might be preferable, albeit with a higher premium.

Frequency of Claims

: Consider how often you might need to file a claim. If you anticipate frequent claims, a lower deductible might be more cost-effective over time.

Impact on Premiums

The relationship between deductibles and premiums is inverse. Generally, the higher the deductible, the lower the premium, and vice versa. This trade-off allows policyholders to customize their insurance based on their financial situation and risk appetite.

Conclusion

Deductibles are a key feature of insurance policies that influence both the cost of premiums and the financial burden on policyholders when filing claims. Understanding how deductibles work and carefully selecting an appropriate deductible can help balance cost savings with financial protection, ensuring optimal insurance coverage tailored to individual needs and circumstances.